Category Archives: Personal Finance

This week’s quotations

“Treat every person with kindness and respect, even those who are rude to you. Remember that you show compassion to others not because of who they are but because of who you are.” Andrew T. Somers

“If you aim at nothing, you’ll hit it every time. ” Unknown

“Adults devise a plan and follow it, children do what feels good.” Dave Ramsey

“If you can’t control the wind, adjust your sail.” Unknown

“If you lend someone $20, and never see that person again; it was probably worth it.” Unknown

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Quotations that resonate…

I’ve not been consistent about posting new pix… I have several of our trip to Shasta, and other stuff that I need to post, will do so someday soon.

In the meantime, I’ve been obsessing on a couple of topics:

  • Personal finance
  • Personal productivity

For personal finance, I have been revisiting Dave Ramsey’s books and radio show ( I love good quotations, here are several that I have jotted down from Dave’s materials:

  • “Reading one non-fiction book per month and giving away 10% of your income will change your life.” Dave Ramsey
  • “Those convinced against their will are of the same opinion still” – Dave’s Grandma
  • “You will be the same person in five years as you are today except for the people you meet and the books you read.” Charlie Tremendous Jones
  • “91% of all new car transactions involve some sort of financing.” and… “The average new car loses 60% of its value in the 1st 4 years.” Dave Ramsey, don’t remember the source he cited
  • “Work is a surefire money-making scheme.” Dave Ramsey
  • “As Americans, we buy stuff that we don’t need, with money we don’t have, to impress people that we don’t really like.” Dave Ramsey

On the personal productivity topic, I’ve been studying David Allen’s “Getting Things Done” book and methodology. (

Some great quotations from David’s book to come shortly.

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